.h4h-section-sm{padding:52px 0}.h4h-wrap h3{font-size:clamp(1.2rem,2vw,1.6rem);color:#dc143c;margin-bottom:10px}.txt-white{color:#fff}.btn-gold{background:linear-gradient(135deg,#d4af37,#ffd700);color:#0a0a0a;box-shadow:0 0 24px rgba(212,175,55,.3)}.btn-gold:hover{transform:translateY(-2px);box-shadow:0 0 40px rgba(255,215,0,.5);color:#0a0a0a}.steps-grid{display:flex;flex-direction:column;gap:4px;margin-top:36px}.step-row{display:flex;gap:0;background:#111;border:1px solid rgba(255,255,255,.06);border-radius:8px;overflow:hidden;transition:border-color .2s}.step-row:hover{border-color:rgba(220,20,60,.3)}.step-num-box{background:linear-gradient(135deg,#dc143c,#9b0a2b);color:#fff;font-family:"Barlow Condensed",sans-serif;font-size:1.6rem;font-weight:900;min-width:64px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.step-body{padding:20px 24px}.step-body strong{color:#fff;font-size:1rem;display:block;margin-bottom:5px}.step-body span{font-size:14px;color:#9ca3af}.vs-table{width:100%;border-collapse:collapse;border-radius:10px;overflow:hidden;border:1px solid rgba(255,255,255,.07);margin-top:32px}.vs-table th{padding:14px 18px;text-align:left;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.06em}.vs-th-factor{background:#1a1a1a;color:#9ca3af}.vs-th-bad{background:rgba(220,20,60,.2);color:#ff6b6b}.vs-th-good{background:rgba(30,132,73,.2);color:#6ee7b7}.vs-table td{padding:13px 18px;font-size:14px;border-bottom:1px solid rgba(255,255,255,.04);vertical-align:top}.vs-table tr:last-child td{border-bottom:none}.vs-table td:first-child{color:#fff;font-weight:600;background:rgba(255,255,255,.02)}.vs-bad{color:#ff6b6b}.vs-good{color:#6ee7b7}.legal-table{width:100%;border-collapse:collapse;border-radius:10px;overflow:hidden;border:1px solid rgba(255,255,255,.07);margin-top:32px}.legal-table th{background:#1a1a1a;padding:12px 16px;text-align:left;font-family:"Barlow Condensed",sans-serif;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:#9ca3af;border-bottom:1px solid rgba(255,255,255,.07)}.legal-table td{padding:13px 16px;font-size:13px;border-bottom:1px solid rgba(255,255,255,.04);vertical-align:top;color:#c8c8c8;line-height:1.5}.legal-table td:first-child{color:#ffd700;font-weight:700;white-space:nowrap}.legal-table tr:last-child td{border-bottom:none}.legal-table tbody tr:nth-child(odd){background:rgba(255,255,255,.015)}.risk-high{color:#ff6b6b}.risk-legal{color:#6ee7b7}.risk-grey{color:#ffd700}.faq-item.open .faq-icon{transform:rotate(45deg)}.faq-item.open .faq-a{max-height:500px;padding:0 22px 20px}.warn-box{background:rgba(212,175,55,.06);border-left:4px solid #d4af37;border-radius:0 6px 6px 0;padding:18px 22px;margin-top:28px;font-size:14px;color:#c8c8c8;line-height:1.6}.warn-box strong{color:#ffd700}.animate-in.visible{opacity:1;transform:translateY(0)}@media (max-width:768px){.step-num-box{min-width:52px}.vs-table,.legal-table{font-size:12px}.vs-table th,.vs-table td,.legal-table th,.legal-table td{padding:10px}}